Disponivel aqui. STJ - Os quatro lados de um projeto de ruina: as piramides financeiras segundo a jurisprudencia do STJ. Essas sao as quatro faces das chamadas piramides financeiras (ou Esquema Ponzi), sistema fraudulento identificado pela primeira vez ha mais de cem anos, nos Estados Unidos. O objetivo e beneficiar os que estao no topo da piramide. Como o objetivo e beneficiar os que estao no topo da piramide - em regra, os seus idealizadores -, o sistema acaba prejudicando a maior parte daqueles que sao recrutados pela estrutura. No final, como sao necessarios cada vez mais recursos para manter a piramide, a tendencia e o colapso do esquema - e a ruina dos participantes, que, muitas vezes de boa-fe, aceitaram integrar a organizacao, dedicando tempo e dinheiro ao projeto, e que jamais recuperam o seu investimento. Piramides sao definidas como crime contra a economia popular.
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